How to save money on car insurance?

With the ever-increasing cost of owning a car, the cost of car insurance should also be taken into consideration of cost control.

Here are listed 7 tips to control your car insurance.

#1 Do an annual rate check. 

Run a rate check from other companies to make sure you are getting the best deal. It's a good way to shop around and get different quotes from competing companies. Just make a few phone calls with their agents, and you will have some ideas of which is the best for you.

#2 Pick a top-rated insurer.

Among such different carriers, it could be hard to make the choice and even to find where to start when you shop around. Some insurers were better than others at dealing with claims, payments, and non-claim problems. We believe Insurify and Jerry can take a seat at the top rankings and get you the best services.

#3 Maintain good credit. 

Some carriers will require credit-based scores, which is obviously a big factor in the process of quote. So regularly check your credit score and try your best to keep it high, since a low score may impact your premium.

#4 Set the right deductible.

If you have a good driving record and haven’t had an accident that was your fault, you may want to gamble and opt for a higher premium. The reward for this risk could be up to a 40 percent savings.

#5 Review your coverage. 

Check to make sure you have enough liability coverage for bodily injury and property damage. Nobody can predict when and what kind of accidents will occur. It does make sense to have coverage involving as much as liabilities.

#6 Beware of scams. 

This should be kept in your mind like forever. Check every detail of your coverage. Follow good driving practices and if you are in a crash, photograph the crash scene and always call the police to report the incident.

#7 Take advantage of discounts. 

Discounts are available for drivers considered to be lower risk (older, married, and/or long safe driving record) or those who take a driver-training course. Anti-theft and certain safety equipment can also reduce your cost.

#Bonus Saving Tip

You’ve probably insured your home and property against unexpected emergencies, but have you thought about what you’d do if your car broke down when you’re far from home? Emergency roadside assistance covers you when you’re at your most vulnerable. Using nonda's connected devices and state-of-the-art technology we can greatly increase our efficiency allowing us to offer deluxe roadside assistance at a fraction of what our competitors charge!  With an unbelievably low rate of $74.99/year, this definitely saves you money on Roadside Assistance. Check it out right here.

Additionally, you can try the insurance quote feature provided by ZUS, which can help you find the most affordable and accurate quotes in a quick time! It only takes a few minutes, you can get a result of a quote list and compare them with your current coverage. Please check here for further details.