With the ever-increasing cost of owning a car, the cost of car insurance should also be taken into consideration of cost control.
Here listed 7 tips to control your car insurance.
#1 Do an annual rate check.
Check rates from other companies to make sure you are getting the best deal.
#2 Pick a top-rated insurer.
Some insurers were better than others with dealing with claims, payments, and non-claim problems. Check the rating here.
#3 Maintain good credit.
Regularly check your credit score since a low score may impact your premium.
#4 Set the right deductible.
If you have a good driving record and haven’t had an accident that was your fault, you may want to gamble and opt for a higher premium. The reward for this risk could be up to a 40 percent savings.
#5 Review your coverage.
Check to make sure you have enough liability coverage for bodily injury and property damage.
#6 Beware of scams.
Follow good driving practices and if you are in a crash, photograph the crash scene and always call the police to report the incident.
#7 Take advantage of discounts.
Discounts are available for drivers considered to be lower risk (older, married, and/or long safe driving record) or those who take a driver-training course. Anti-theft and certain safety equipment can also reduce your cost.
#Bonus Saving Tip
You’ve probably insured your home and property against unexpected emergencies, but have you thought about what you’d do if your car broke down when you’re far from home? Emergency roadside assistance covers you when you’re at your most vulnerable. Using nonda's connected devices and state of the art technology we are able to greatly increase our efficiency allowing us to offer deluxe roadside assistance at a fraction of what our competitors charge! With an unbelievably low rate at $39.99/year, this definitely saves you money on RSA.